What are the different types of health insurance claims?
You can claim your health insurance in two ways – cashless claims and reimbursement claims.
Assures due importance and support to their Client's Insurance Claims and Benefits. Safeguarding the future; the fundamental premise on which the Insurance Industry prevails, holds much responsibility. It is evident that Insurance has become an inevitable part of our lives, however their nuances are not. We at Kinheritance, do not expect our Clients to understand the fine print and the underlying riders to move their Claim processes forward. Be it maturity/ loss/ forgotten policy or filing an insurance claim, Insurance experts at Kinheritance ensure that their Clients are guided through till they are satisfied with the outcome.
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You can claim your health insurance in two ways – cashless claims and reimbursement claims.
In a cashless claim, your medical expenses are paid by the insurance company at the time of your discharge. You can pay your medical expenses and later claim for reimbursement in a reimbursement claim.
The insurance company may take up to 21 days to review your documents and process the payment.
In case of planned hospitalization, you should notify your insurer at least five days before the treatment date.
Your claim may be rejected if you make a claim during the waiting period or for an illness that is not covered by the policy. Another reason for rejection is if you make a false claim.
Yes, a Medico Legal Certificate (MLC) and/or FIR has to be provided in case of an accident
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